Step 4 · Your information
Last step — where should your contractor reach you?
This is your project application. Sending it does not check your credit and won’t affect your score. The actual credit application comes later, straight from the home improvement contractor — and a decline somewhere else doesn’t stop you from qualifying here.
✓
No hard credit pull. When a lender later reviews your options, prequalification is a soft inquiry that won’t affect your score. You’ll always be told before any hard inquiry.
Haven’t picked a contractor yet? Search your ZIP code first — or ask us to match you — then come back here.