What would your home improvement project cost?
Answer a few quick questions to see a Good / Better / Best price range for your area — then carry that number into your application so a contractor with full-spectrum financing can help. No credit check, no email required to see your estimate.
Typical installed cost ranges
These are national ballpark figures for a completed, professionally installed job. The estimator above adjusts them for your state’s labor and material costs, which swing roughly 17% below to 40% above the national average depending on where you live.
| Project | Typical range | What moves the number |
|---|---|---|
| Replacement windows | $520–$1,550 per opening | Frame material, insert vs. full-frame install, and window style — a bay or bow runs several times a double-hung. |
| Roof replacement | $455–$1,400 per square | Shingle grade, roof pitch, and whether old layers have to come off. |
| Siding | $4.20–$13.00 per sq ft | Vinyl vs. engineered wood vs. fiber cement, home size, stories, and tear-off. |
| Bathroom remodel | $6,500–$32,000 | Half bath vs. primary, cosmetic refresh vs. down-to-the-studs, and finish level. |
These figures are estimates, not quotes. Final pricing is set by your contractor after an in-home or virtual consultation. Ranges come from published national remodeling cost data adjusted for your state.
Why the estimate matters after a decline
Loan amount is one of the quiet reasons applications get declined — a request that’s too high for a lender’s program, or oddly small for the project described, can fall outside the box. Walking in with a realistic range for your market means the amount you ask for matches the work you actually need, which is one less thing for an underwriter to question.
It also protects you in the other direction. If a contractor’s bid comes back at double the range for your area, that’s a conversation worth having before you finance it.